Wet weather insurance

We've touched briefly in our budget section about the absolute certainty that you should allow for wedding insurance and the recent floods have brought this subject to the forefront of our minds today.

Chances are that your wedding went ahead as planned this weekend, you carried on regardless and managed to enjoy the day knowing how hard everyone will have worked to make sure it was the best day of your lives.

If you did experience some difficulties with suppliers unable to reach the venue, you may consider putting in a claim if you have wedding insurance.

Guides for Brides has clearly laid out what you may expect from all the main wedding insurers and they also explain clearly why, if you were not insured, you will find it hard to get compensation due to "force majeure" clauses.

If you're getting married soon in an area that you think may be affected by flooding we suggest you contact your suppliers and venue once the floods have receded to find out how their businesses have fared and see if your day may be affected by their present predicament.

If your wedding is still to take place, or you're planning a wedding in the future, our advice is to get insured without delay.

Sadly there are still no wedding insurance companies, as far as we are aware, who claim to be ethical, but don't hesitate, get insured. If enough couples ask about their ethical credentials, they may be tempted to launch an eco-wedding insurance policy in the future.